National Pension System Services
Planning for a secure and financially stable retirement is one of the most important aspects of personal financial management. With the growing awareness about retirement planning in India, the National Pension System (NPS) has emerged as one of the most reliable, government-backed investment options. Suryawanshi Group proudly offers National Pension System Services, ensuring that your journey to a secure retirement is smooth, transparent, and hassle-free.
The National Pension System (NPS) is a voluntary, long-term retirement savings scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and backed by the Government of India. It is open to all Indian citizens between the ages of 18 and 70 and provides a structured way to save for retirement while also availing tax benefits under Section 80CCD of the Income Tax Act.
At Suryawanshi Group, we simplify the entire NPS registration and management process. Whether you’re a salaried employee, a self-employed professional, or a government worker, we help you open your NPS account (Tier I and Tier II) quickly and guide you through fund selection, contribution options, and nominee updates. Our team ensures you understand the features, benefits, and flexibility that NPS offers so you can make informed decisions.
We assist you with document collection, online or offline registration, e-sign verification, PRAN (Permanent Retirement Account Number) generation, and account activation. Our system is designed to be efficient and compliant with the latest regulatory protocols, so you don’t face delays or complications.
The NPS system allows you to invest in a diversified portfolio that includes equity, corporate bonds, and government securities, managed by professional pension fund managers. You can choose between Active Choice (you decide asset allocation) and Auto Choice (age-based allocation), depending on your investment goals and risk profile.
One of the greatest advantages of enrolling through Suryawanshi Group is our dedicated customer support. We don’t just stop at account creation; we offer continued support in:
- Contribution tracking
- Fund switch requests
- Nominee changes
- Partial withdrawal support
- Exit & annuity purchase process at retirement
With minimal investment starting from as low as ₹500, and the benefit of compounding over years, NPS is a robust and disciplined investment for retirement. It also allows partial withdrawals under specific conditions such as marriage, higher education, or medical emergencies.
With Suryawanshi Group’s expert guidance, you not only enjoy a smoother registration experience but also make the most of the scheme’s long-term benefits. We ensure you never miss an important update or contribution cycle.
Frequently Asked Questions (FAQ)
- Q1: What is the National Pension System (NPS)?
NPS is a voluntary, government-backed retirement savings scheme that helps individuals systematically build a retirement corpus and earn a pension post-retirement. - Q2: Who is eligible to join NPS?
Any Indian citizen between 18 and 70 years of age (resident or non-resident) is eligible to join NPS. - Q3: What are Tier I and Tier II accounts in NPS?
Tier I: Mandatory retirement account with withdrawal restrictions; offers tax benefits. Tier II: Optional savings account with more liquidity; no tax benefits. - Q4: How do I open an NPS account with Suryawanshi Group?
You can visit our office or apply through our online service portal. We assist you with KYC, form submission, e-sign, and PRAN generation. - Q5: What documents are required for NPS registration?
PAN Card, Aadhaar Card, Passport-size photo, Bank details (for auto-debit), Signature (scanned for online). - Q6: What are the tax benefits under NPS?
Up to ₹1.5 lakh under Section 80CCD(1). Additional ₹50,000 under Section 80CCD(1B), NPS offers one of the most attractive tax-saving opportunities. - Q7: How are funds managed in NPS?
Funds are managed by authorized pension fund managers. You can choose to allocate between equity, corporate debt, and government bonds. - Q8: Can I make partial withdrawals from NPS?
Yes. You can make up to 3 partial withdrawals (up to 25%) under specific conditions like medical treatment, higher education, or marriage. - Q9: What happens at the time of retirement?
At retirement (usually at age 60), you can withdraw up to 60% of the corpus tax-free. The remaining 40% must be used to buy an annuity for regular pension. - Q10: How does Suryawanshi Group support after NPS account activation?
We assist with contribution management, fund switching, nominee updates, withdrawal requests, and retirement processing.